Benefit Consulting: We offer strategic advice on fund structuring, performance optimisation and investment strategies, whether you are an existing standalone or umbrella fund, or you are considering the introduction of a retirement funding solution for your employees.

Our team of experienced consultants works closely with you to develop a customised solution that aligns with your strategic and financial goals. From a legal consulting perspective, our team provides guidance and support in responding to Ombud and PFA cases and FSCA queries and investigations.

Intermediary Services: Covering those unforeseen events such as critical illness, disability, and death is a critical part of financial wellness. Our team is able to assist you in identifying and structuring the appropriate risk cover and to guide you in identifying and introducing the most cost-effective and beneficial solutions from a range of insurance providers.

Regulatory Compliance: Staying compliant with ever-changing legislation and regulation is crucial. We help you navigate regulatory requirements and ensure that your Fund operations adhere to the latest standards, minimising legal and financial risks. This service extends from contract reviews, rule amendments and service level negotiations. In the process, we implement robust risk management frameworks and provide ongoing support.

Fund Administration: Efficient and transparent administration is crucial for the success of any retirement fund. Let us help you with:

·       Plan management – Comprehensive administration of retirement funds, ensuring compliance with all regulatory requirements and accurate record-keeping.

·       Contribution management – Tracking and managing contributions from employers and ensuring timely and accurate processing.

·       Benefit disbursement – Efficient and accurate calculation and disbursement of benefits to members, including retirement, disability, ad hoc (Two-Pot), and survivor benefits.

·       Reporting and analysis – Regular reporting and performance analysis to keep stakeholders informed and aid in strategic decision-making.

Communication: Clear and consistent communication is key to employer and member engagement and satisfaction. We offer:

·       Personalised statements – Regular, easy-to-understand statements detailing contributions, balances and benefits.

·       Interactive portals – Secure online access for members to view their accounts, update information and access resources.

·       Newsletters and updates – Periodic newsletters and updates to keep members informed about plan changes, financial news, and other relevant information.

·       Workshops and seminars – Regular educational sessions on topics like retirement planning, investment strategies and understanding benefits.

·       Personal financial counselling – One-on-one sessions with financial experts to address individual member concerns and to provide personalised advice.

·       Retirement planning tools – Calculators and other tools to help members project their retirement needs and develop a plan to achieve their goals.

Complementary Services: As an extension to the above-mentioned services, and by way of offering all-round support, we also provide :

·       Section 37C investigations – We assist the Fund in identifying dependants of deceased members and assist with the distribution of benefits allocation.

·       Tracing services – We specialise in the tracing of ex-members for the allocation of benefits that have not been claimed.

·        Housing loans – We facilitate “in-fund” guaranteed housing loans and manage the monthly payments and general administration.

·       Trustee training – Our Consultants provide informal training to Boards of Trustees/Management Committees and assist in preparations where formal training is requested.

·       Secretarial services – All Funds must ensure that all meetings are formally recorded, and we provide these services: from drafting and distribution of agendas to providing final minutes with allocated action items.